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Mortgage Broker vs. Loan Officer: What's the Difference?

Very often, homebuyers do not understand the difference between a mortgage broker and a loan officer. A loan officer works directly for a lender while a broker is an independent party that does not work for anyone. In this way a broker can seek out loans from many different parties.

NATIONAL CONFORMING 30 YEAR FIXED RATES

Today's Average: 4.85% What does this mean?
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The Best Time to Buy Mortgage Points

Mortgage points are offered by lenders and are added into the closing costs of a loan. A mortgage point equals one percent of the total mortgage balance. Depending on the loan, you may have the option of buying a few mortgage points. While you can almost always buy them if you want to, it is not always in your best interest to do so.

Subprime Home Loans Explained

Subprime home loans came into the spotlight during the credit crunch as part of the problem with the lending industry. While many people have a negative connotation associated with subprime lending, not that many people actually understand it. Here are a few things that you should know about subprime loans and how they are used.

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Well, What Do You Know? The MBA Has to Short-Sell, Too!

The battered real estate market has finally made its way all the way to the top. The Mortgage Bankers Association recently had to sell its 10-story headquarters building in Washington D.C. While they are being very mum about the whole deal, we do know that the building was sold to CoStar Group Inc. for $41.3...

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