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What Is Bankruptcy Discharge?

A bankruptcy discharge is granted by the bankruptcy court in order to release the filer from certain debt responsibility.

NATIONAL CONFORMING 30 YEAR FIXED RATES

Today's Average: 4.34% What does this mean?

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What Are Typical Mortgage Down Payments?

Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.

How to Get Approved for an FHA Loan despite Bad Credit

FHA (Federal Housing Administration) loans are very flexible, and you may qualify for an FHA loan with bad credit.

Fifteen-year Mortgages Gaining Market Share

Are consumers actually turning over a new financial leaf, or are they just crazy-excited about getting a mortgage interest rate below three percent? That might be what you wonder now that more and more homeowners are refinancing into 15-year mortgage loans. According to data company CoreLogic, 26 percent of all homeowners who refinanced in the first...

Current Mortgage Rates

PRODUCT

RATE

APR

CHANGE
30 Year Fixed

4.45%

4.56%

-0.015%
15 Year Fixed

3.93%

4.10%

-0.020%
5/1 ARM

3.61%

3.35%

-0.014%
10/1 ARM

4.27%

3.87%

-0.006%

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Mortgage101 Daily Rate Averages are collected for standard mortgage programs from over 700 companies in 50 states and the District of Columbia.

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