Check Local Mortgage Rates
Today's Average
4.79%
Calculators
FEATURED CALCULATORLoan Program Choices
Use our calculator to find out your estimated monthly payment in advance: Enter the loan amount, interest rate, and length of mortgage.
Try our Mortgage Payment Calculator
TERMINOLOGY
Credit Reporting Agencies collect information about you and your credit history from public records, your creditors and other reliable sources. These agencies make your credit history available to your current and prospective creditors and employers as allowed by law. Credit agencies do not grant or deny credit.
The credit reporting agencies are:
Equifax
PO Box 105873
Atlanta GA 30348
800-685-1111
Experian
PO Box 2002
Allen TX 75013
Consumer Credit Questions
888-EXPERIAN (888-397-3742)
TransUnion
Post Office Box 2000
Chester PA 19022
(800) 888-4213
More Articles...
The Best Time to Buy Mortgage Points
Selecting a Construction Loan Lender: 3 Tips
- Don't Lie on a Stated Income Loan Application
- Reasons to Avoid a No Equity Home Improvement Loan
- Getting Mortgage Loans for People with Bad Credit
- Avoidable Pitfalls of Subprime Mortgage Loans
- Pros and Cons of Temporary Buydowns
- How 80/20 Loans Work
- Home Equity Loans for People with Bad Credit
- What Lenders Don't Reveal About Home Equity Loans
- Should You Pay Off Your Mortgage Early?

