- Negotiate like a cash buyer - focusing on price, not financing
- Get a response to your application within minutes1
- Buy from new or used dealers or private parties
With a Capital One Auto Finance® loan, you'll receive our exclusive Blank Check - a real check that you can use to purchase a car or motorcycle, refinance a loan, or buy out an auto lease. Simply make out your Blank Check to a dealer or seller for a sum up to the approved loan amount. It's easy and convenient.
How it works
We'll personalize your Blank Check with your name and address at the top. All you need to do is make it payable to the seller or lender up to your approved maximum amount, sign it, and you're done. (You don't have to use the whole amount; it's there only if you need it.) Plus, there's no pressure or obligation - your loan does not take effect until you actually use your Blank Check.
Gain the negotiating advantage
Arriving at the dealership with a Blank Check in your wallet frees you from the worries of dealership financing and empowers you to focus on getting the lowest price for your car. Capital One® pays the check within 24 hours. It's as good as cash, giving you the upper hand during price negotiations.
Save time and money
With your loan already taken care of, you'll spend time and energy at the dealership looking at cars, not on financing terms. And if you're refinancing2 or buying out your lease, the Blank Check can help you quickly pay off an existing loan and save on monthly payments.
Feel secure with a fixed rate
Upon approval, your rate is locked in for 45 days, giving you more time to shop for the right vehicle or get the latest payoff quote from your existing lender. And once you've used your check, your rate stays the same for the entire life of your loan.
Apply now or call toll free at 1-800-689-1789. |
