How Much Can I Afford?

Home Affordability Calculator

Find out what type of home is in your budget by entering a few numbers into our calculator. Our calculator is based on standard affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your total debt ratio (or back ratio) compares your total monthly obligations including your mortgage payment to your monthly income.

Income Information

Debt Information

Loan Information

How Much Can I Afford?

Calculator Results:

$0.00 Loan Amount

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Today's Average 4.02%
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Get up to four free mortgage quotes from lenders in minutes!

Fill out a quick and easy form and you will be contacted by up to four mortgage lenders regarding your loan.

Depending on your income, debt & other factors, this calculator will tell you how much house you can afford.

In addition to the information you entered, this calculator uses estimated of other amounts (such as monthly taxes and insurance) that may apply to your loan. Therefore, the results displayed above are only estimates and cannot be used to determine actual loan costs. Please consult your tax advisor for information on the deductibility of interest for tax purpose. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.