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TERMINOLOGY

The following list will help you identify the types of information a banker will need to make an informed decision about your business:
  • Three years income tax and financial statements
  • Year-to-date profit & loss and balance statement
  • Personal finance statements
  • Projected cash flow statements for next 12 months
  • Pro forma for next 12 months / length of loan
  • Federal and state tax information
  • Collateral sheet
  • Well written business plan