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TERMINOLOGY

  • Are you and your business credit worthy?
    Your personal and business credit ratings will be analyzed.

  • What kind of money do you require?
    Short, long, intermediate term money or equity capital.

  • How much money do you need?
    Present exactly what you need and what it is for.

  • Do you have sufficient collateral?
    Your collateral must equal the loan amount at a minimum.

  • What are the lender's rules?
    Ask about loan-to-value and debt coverage ratios.

  • What kinds of limitations will be set by you?
    Know your comfort level with rate, payment, and term.