Check Local Mortgage Rates
Discover your potential monthly savings by combining your bills into a single source. Eliminate high interest rate credit card and installment loans with a tax deductible (consult your tax advisor) consolidation loan. Use our calculator to figure how long before your savings equal the cost of obtaining a new consolidation loan.
These calculations are only estimates and can only be used to evaluate the possible results of consolidating certain debts into an equity loan. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. Please consult your tax advisor for information on the deductibility if interest for tax purposes.
Credit Resources
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If you have less than perfect credit or have been denied a loan in the past, you can work with these lenders.
Understand how a mortgage company views your credit information.
Other Articles...
Down Payment Assistance
Local and state governments often offer down payment assistance to low-income mortgage borrowers. This can make it easier for them to get a good interest rate as well. more
FHA Property Improvement Loan Insurance (Title I)
Homeowners can get low-cost home improvement loans with the help of FHA mortgage insurance. Depending on the type of property, these loans can be as much as $60,000 and last as long as 20 years. more
Reverse Mortgages
Reverse mortgages are often used as a form of retirement funds for seniors with substantial equity in their homes. They are loans that give homeowners a lump sum or monthly payments to use for any purpose. more
VA Loan Costs
VA loan costs are the expenses associated with accepting a loan that is backed by the U.S. government on behalf of veterans and active duty military personnel. more
Obtaining a VA Loan
Obtaining a VA loan is similar to obtaining a traditional loan from a mortgage lender, except a VA loan requires a certificate of reasonable value based on the appraisal value. more
Information on Loan Programs
Fannie Mae sets the conventional loan limits on first and second mortgages as well as refinance loans. Loans amounts above these limits are generally not backed by the government-sponsored agencies. more
Mortgage Refinance Costs
Homeowners refinance their mortgages for several reasons. These include getting lower interest rates and payments, switching from adjustable rate mortgages to fixed rate loans, and shortening their loans for faster equity. more
