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Mortgage Rate Resources

Figure out your estimated monthly mortgage payment by estimating your loan amount, interest rate, and time period.

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Fixed Rate Mortgages

Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest begin paid at the front end of the loan. more

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Down Payment Assistance

Local and state governments often offer down payment assistance to low-income mortgage borrowers. This can make it easier for them to get a good interest rate as well. more

FHA Property Improvement Loan Insurance (Title I)

Homeowners can get low-cost home improvement loans with the help of FHA mortgage insurance. Depending on the type of property, these loans can be as much as $60,000 and last as long as 20 years. more

Reverse mortgages are often used as a form of retirement funds for seniors with substantial equity in their homes. They are loans that give homeowners a lump sum or monthly payments to use for any purpose. more

Fixed Rate Mortgages

These mortgage loans have fixed interest rates for the duration of the loan. Fixed rate mortgages do not change and they are not tied to an index, unlike adjustable rate mortgages. The interest rate is fixed in advance at a specific interest rate.

Fixed Mortgage Rates By State

Select the state below to view the rates in your area.

Arizona Mortgage Rates
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New Jersey Mortgage Rates
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Ohio Mortgage Rates
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FROM THE MORTGAGE101 BLOG

Gov’t Expands Homeowner Rescue Plan, While Rates and Mortgage Apps Dip

According to the Wall Street Journal, the Obama administration is redefining who can qualify for government assisted refinance programs. Apparently the original guidelines were not broad enough to help those most struggling with their loans. After all, the first rules limited homeowners to having a 105 percent loan to value ration on their homes, yet according... more