Applying for a Mortgage after a Bankruptcy
By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.
Current Interest Rate Search
Find Updated Fixed Rates
Mortgage Rate Resources
Figure out your estimated monthly mortgage payment by estimating your loan amount, interest rate, and time period.
MORTGAGE101 FEATURED ARTICLE
MORE MORTGAGE ARTICLES
What Are Typical Mortgage Down Payments?
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
Second Mortgages: Advantages and Disadvantages
A second mortgage is a loan taken out against the value of your property, in addition to your primary mortgage. These loans can offer great benefits, but they certainly come attached with some large risks as well. more
Appraisal Basics
A real estate appraisal is an evaluation that determines the value of a property. There can be many different reasons for having an appraisal conducted, but one of the most common purposes is to determine the market value of a house before a mortgage transaction. more
- Home Equity Loans for People with Bad Credit
- Low Down Payment Loan Qualification
- FHA Eligibility with Bankruptcy and Foreclosure
- 3 Factors that Can Negatively Affect Your Mortgage Application
- 3 Warning Signs of Loan Modification Scams
- What Lenders Don't Reveal About Home Equity Loans
- Alternatives to Getting a 2nd Mortgage
- 3 Reasons Banks Reject Short Sales
- Short Selling a Rental Property
- How to Get Approved for an FHA Loan despite Bad Credit
- What To Do When Mortgages Default
- FHA Loans for a First-Time Home Buyer
- Should You Refinance? Make Sure the Timing is Right
- 3 Common Short Sale Mistakes
Fixed Rate Mortgages
These mortgage loans have fixed interest rates for the duration of the loan. Fixed rate mortgages do not change and they are not tied to an index, unlike adjustable rate mortgages. The interest rate is fixed in advance at a specific interest rate.
The Mortgage101 Blog
Foreclosure Share of Home Sales Dwindled in Third Quarter
Foreclosed homes made up a much smaller share of total U.S. homes sales in the third quarter of 2011, according to foreclosure data company RealtyTrac, falling to 20 percent from 30 percent in the third quarter of 2010. There were 221,536 distressed properties purchased during last year’s third quarter, an 11 percent decrease from the previous... more
- Obama Administration Ramps Up Aid for Troubled Homeowners
- Principal Write-downs Too Expensive for Fannie, Freddie
- Existing Home Sales Post Third Monthly Gain
MORTGAGE RATES
- Alabama Mortgage Rates
- Alaska Mortgage Rates
- Arizona Mortgage Rates
- Arkansas Mortgage Rates
- California Mortgage Rates
- Colorado Mortgage Rates
- Connecticut Mortgage Rates
- Delaware Mortgage Rates
- District of Columbia Mortgage Rates
- Florida Mortgage Rates
- Georgia Mortgage Rates
- Hawaii Mortgage Rates
- Idaho Mortgage Rates
- Illinois Mortgage Rates
- Indiana Mortgage Rates
- Iowa Mortgage Rates
- Kansas Mortgage Rates
- Kentucky Mortgage Rates
- Louisiana Mortgage Rates
- Maine Mortgage Rates
- Maryland Mortgage Rates
- Massachusetts Mortgage Rates
- Michigan Mortgage Rates
- Minnesota Mortgage Rates
- Mississippi Mortgage Rates
- Missouri Mortgage Rates
- Montana Mortgage Rates
- Nebraska Mortgage Rates
- Nevada Mortgage Rates
- New Hampshire Mortgage Rates
- New Jersey Mortgage Rates
- New Mexico Mortgage Rates
- New York Mortgage Rates
- North Carolina Mortgage Rates
- North Dakota Mortgage Rates
- Ohio Mortgage Rates
- Oklahoma Mortgage Rates
- Oregon Mortgage Rates
- Pennsylvania Mortgage Rates
- Rhode Island Mortgage Rates
- South Carolina Mortgage Rates
- South Dakota Mortgage Rates
- Tennessee Mortgage Rates
- Texas Mortgage Rates
- Utah Mortgage Rates
- Vermont Mortgage Rates
- Virginia Mortgage Rates
- Washington Mortgage Rates
- West Virginia Mortgage Rates
- Wisconsin Mortgage Rates
- Wyoming Mortgage Rates
Check Local Mortgage Rates
Today's Average
4.00%