What Is Bankruptcy Discharge?
A bankruptcy discharge is granted by the bankruptcy court in order to release the filer from certain debt responsibility.
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What Are Typical Mortgage Down Payments?
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
3 Warning Signs of Loan Modification Scams
Loan modification has become very popular in recent years with mortgage lenders. It has been used in a variety of different ways to change the existing terms of mortgages that they hold. While sometimes loan modification can be to your advantage, many times it is not. There are many loan modification scams out there that you should be aware of. Here are a few warning signs to watch out for with loan modification. more
3 Common Short Sale Mistakes
A real estate short sale can be a win-win situation for everyone involved, but there are common short sale mistakes to avoid if you want to close the deal. more
- Alternatives to Getting a 2nd Mortgage
- FHA Eligibility with Bankruptcy and Foreclosure
- Low Down Payment Loan Qualification
- What Lenders Don't Reveal About Home Equity Loans
- What To Do When Mortgages Default
- 3 Factors that Can Negatively Affect Your Mortgage Application
- Home Equity Loans for People with Bad Credit
- Appraisal Basics
- FHA Loans for a First-Time Home Buyer
- 3 Reasons Banks Reject Short Sales
- Should You Refinance? Make Sure the Timing is Right
- Short Selling a Rental Property
- Second Mortgages: Advantages and Disadvantages
- How to Get Approved for an FHA Loan despite Bad Credit
Fixed Rate Mortgages
These mortgage loans have fixed interest rates for the duration of the loan. Fixed rate mortgages do not change and they are not tied to an index, unlike adjustable rate mortgages. The interest rate is fixed in advance at a specific interest rate.
The Mortgage101 Blog
Fifteen-year Mortgages Gaining Market Share
Are consumers actually turning over a new financial leaf, or are they just crazy-excited about getting a mortgage interest rate below three percent? That might be what you wonder now that more and more homeowners are refinancing into 15-year mortgage loans. According to data company CoreLogic, 26 percent of all homeowners who refinanced in the first... more
- The Second Wave of Mortgage Pain Begins
- Washington Post: Promoting the American Dream Has Actually Weakened It
- Mortgage Modification Program at 50 Percent Drop Out Rate - Does That Equal Failure?
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