Interest rates on long-term U.S. mortgage loans have been near all-time record lows for a few years now, but they are predicted to start rising during the second half of 2013. That makes now a crucial period for potential and current homeowners to take advantage of the savings to be had from historically rock-bottom rates.... more
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
Select the mortgage product below to view the rates in your area, or click on the graph icon to see how rates have fluctuated over a 30 day period.
| PRODUCT | RATE | POINTS | APR | CHANGE | TREND |
|---|---|---|---|---|---|
| 30 Year Fixed | 3.42% | 0.00 | 3.50% | 0.019% |  |
| 15 Year Fixed | 2.76% | 0.00 | 2.88% | -0.006% | |
| 3/1 ARM | 2.79% | 0.00 | 2.84% | -0.007% | |
| 5/1 ARM | 2.69% | 0.00 | 2.73% | -0.010% | |
| 7/1 ARM | 2.89% | 0.00 | 2.93% | -0.012% | |
| 10/1 ARM | 3.12% | 0.00 | 3.17% | 0.042% | |
| Home Equity Loan - 10 Year | 6.61% | 0.00 | 0.00% | -0.015% | |
| Home Equity Line of Credit | 4.89% | 0.00 | 0.00% | 0.000% | |
| Home Equity Loan - 15 Year | 6.81% | 0.00 | 0.00% | -0.017% | |