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Mortgage Rate Resources

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Mortgage Loan Types

Select a loan type best suited to your needs.

Fixed Rate Mortgage - A loan with a constant interest rate that does not change throughout the duration of the loan.

Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.

FHA Loan - A loan guaranteed by the Federal Housing Authority.

VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.


Applying for a Mortgage after a Bankruptcy

By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.

Mortgage Rates

Current mortgage rates are at historic lows. Whether you a first time home buyer or you're looking to lower your interest rate, you should take advantage of today's low mortgage rates. Simply fill out the four parameters above to start your mortgage rate search.

Looking to refinance your mortgage? Get mortgage quotes for refinancing your loan now.

Some of the most common mortgage programs include fixed rate loans and adjustable rate mortgages, FHA loans, VA loans, and jumbo loans, as well as low down payment and self-employment home loans.

The Mortgage101 Blog


Mortgage Rates Under 4 Percent for Second Straight Week

Long-term mortgage interest rates remained extremely affordable this week, according to mortgage giant Freddie Mac, slipping slightly from the previous week and staying under the 4 percent mark for two weeks in a row. The average interest rate on a 30-year fixed rate mortgage fell to 3.97 percent, excluding points, during the week ended November 26, 2014, down from 3.99 percent the week before and down from 4.29 percent a year ago. “Mortgage rates were little changed on the week with the 30-year fixed-rate mortgage declining to 3.97 percent,” commented Freddie Mac vice president and chief economist Frank Nothaft. “This comes during a week of uplifting economic news heading into the holiday; GDP growth was revised up in the third quarter from 3.5 percent to 3.9 percent, while existing homes sold at a 5.26 million unit pace in October, topping expectations of 5.15 million units.” Other rates showed no movement in the latest week. The 15-year fixed rate mortgage was unchanged at 3.17 percent from the previous week, although it was down from 3.30 percent the year before. The one-year adjustable rate mortgage was also unchanged in the past week at 2.44 percent. Compared with last year at this time, the rate was down from 2.60 percent. Historically low rates were not enough to increase mortgage applications during the same week, however. The Mortgage Bankers Association reported that its market composite index, a measure of total loan applications, dropped 4.3 percent in the latest week, with refinance requests falling by 4 percent and home purchase applications sinking 5 percent. Refinance requests made up 63 percent of all mortgage activity during the week. Going into a holiday weekend may have held some buyers and refinancers back, with Thanksgiving through Christmas being a traditionally slow period for mortgage applications. more

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