Mortgage Rates

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Mortgage Rate Resources

Figure out your estimated monthly mortgage payment by estimating your loan amount, interest rate, and time period.

Mortgage Loan Types

Select a loan type best suited to your needs.

Fixed Rate Mortgage - A loan with a constant interest rate that does not change throughout the duration of the loan.

Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.

FHA Loan - A loan guaranteed by the Federal Housing Authority.

VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.

MORTGAGE101 FEATURED ARTICLE

Applying for a Mortgage after a Bankruptcy

By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.

Mortgage Rates

Current mortgage rates are at historic lows. Whether you a first time home buyer or you're looking to lower your interest rate, you should take advantage of today's low mortgage rates. Simply fill out the four parameters above to start your mortgage rate search.

Looking to refinance your mortgage? Get mortgage quotes for refinancing your loan now.

Some of the most common mortgage programs include fixed rate loans and adjustable rate mortgages, FHA loans, VA loans, and jumbo loans, as well as low down payment and self-employment home loans.

The Mortgage101 Blog

FROM THE MORTGAGE101 BLOG

Mortgage Delinquencies Plummet in First Quarter

Homeowners have done a remarkable job of getting and staying current on their mortgage loans in the past year, according to a new report from the Office of the Comptroller of the Currency (OCC), an indication of the improving health of the U.S. economy. The OCC Mortgage Metrics Report  found that in the 2015 first quarter, only 1.9 percent of all mortgages were 30 to 59 days late, 7.0 percent drop from the previous year. And seriously delinquent loans made an even dramatic fall, decreasing to just 2.6 percent of all loans, down 16.4 percent from the first quarter of 2014. The number of foreclosures also recovered significantly in the latest year. The OCC report stated that there were 299,424 mortgages in the foreclosure process by the end of the first quarter, a30.8 percent decline. Overall those foreclosures made up 1.3 percent of all mortgages. New foreclosures, those begun in the 2015 first quarter, fell to 83,058, sinking 8.6 percent from a year earlier. The number of completed foreclosures dropped to 38,509, a 31.5 percent decline from the 2014 first quarter. Mortgage modifications and refinances accounted for some of the drop in foreclosures. The OCC reported that there were 188,816 home retention actions during the first quarter. That actually represented a large decrease – 20.6 percent – from the year before. Fewer modifications were needed as rising home prices helped struggling homeowners regain equity and avoid foreclosure. A strengthened jobs market also helped borrowers have more income to stay current on their mortgages. As long as the economy continues to brighten, foreclosures and delinquencies will likely continue to fall. more

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