Mortgage Loan Types
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Fixed Rate Mortgage - A loan with a constant interest rate that does not change throughout the duration of the loan.
Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.
FHA Loan - A loan guaranteed by the Federal Housing Authority.
VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.
Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.
FHA Loan - A loan guaranteed by the Federal Housing Authority.
VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.
MORTGAGE101 FEATURED ARTICLE
3 ARM Loan Benefits
Using an ARM loan to finance the purchase of your primary dwelling has become a popular move in recent years. In the past, 30-year fixed mortgages were about the only option you had. While it's nice to have a fixed rate, there are sometimes better alternatives depending on your situation. ARM loans offer several benefits over other forms of mortgages.
Mortgage Rates
Current mortgage rates are at historic lows. Whether you a first time home buyer or
you're looking to lower your interest rate, you should take advantage of today's low
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Looking to refinance your mortgage? Get mortgage quotes for refinancing your loan
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Some of the most common mortgage programs include fixed rate loans and adjustable
rate mortgages, FHA loans, VA loans, and jumbo loans, as well as low down payment
and self-employment home loans.
The Mortgage101 Blog
Homebuyer Tax Credit Extension Overwhelming Approved
The U.S. House of Representatives voted Thursday to extend the first-time home buyers tax credit through 2010 as well as offer a credit to more seasoned home buyers. The vote was 403-to-12 and was widely expected to pass. The current tax credit has been in effect since January as a piece of President Obama’s economic stimulus... more
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