If you are a first time homebuyer or have low to moderate income, you may be eligible for a mortgage insured by the Department of Housing and Urban Development (HUD) through the Federal Housing Administration (FHA). You may be able to get an FHA loan with a low down payment of only 3% of the loan amount or less.

The amount that can be borrowed is limited by county, this page allows you to search for the FHA loan limits in your area.

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