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Daily Rate Averages	Updated: 11/20/2008 2:26 AM

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PRODUCT		RATE	POINTS	APR	CHANGE
FHA 15 Year Fixed		5.94%	0.00	6.47%	-0.130%
VA 30 Year Fixed		5.94%	0.00	6.47%	0.000%
VA 15 Year Fixed		5.81%	0.00	6.47%	0.000%
30 Year Fixed		5.85%	0.00	6.52%	-0.040%
20 Year Fixed		5.81%	0.00	7.10%	-0.130%
15 Year Fixed		5.63%	0.00	6.32%	0.000%
3/1 ARM		5.88%	0.00	5.91%	0.000%
5/1 ARM		6.00%	0.00	5.88%	0.000%
10/1 ARM		0.00%	0.00	0.00%	0.000%
30 Year Fixed Jumbo		7.94%	0.00	5.63%	0.000%
20 Year Fixed Jumbo		0.00%	0.00	0.00%	0.000%
15 Year Fixed Jumbo		7.00%	0.00	6.55%	0.000%
3/1 Jumbo ARM		5.20%	0.00	5.88%	0.000%
5/1 Jumbo ARM		5.50%	0.00	9.17%	0.000%
7/1 Jumbo ARM		5.75%	0.00	4.13%	0.000%
10/1 Jumbo ARM		0.00%	0.00	9.42%	0.000%
FHA 30 Year Fixed		6.00%	0.00	6.47%	0.000%

See Full Rate Averages

Daily Rate Averages
30 Yr Fxd	5.85 %
15 Yr Fxd	5.63 %
7/1 ARM	6.25 %
3/1 ARM	5.88 %
5/1 ARM	6.00 %
Full Rate Averages Update: 11/20/2008
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