Wyoming Mortgage Rates

Check Current Mortgage Rates

WYOMING CONFORMING 30 YEAR FIXED RATES

Today's Average: 3.76% What does this mean?

About Mortgage Rates in Wyoming

When you are searching for the best Mortgage in Wyoming, the first thing you think of is saving money. You want to find the lowest interest rate, best closing costs and the more desirable features. The loans being offered range from fixed rates to adjustable rate mortgages and each have their own advantages. With over 2.5 million housing units in Wyoming areas like Casper, Cheyenne and Laramie and plenty of rustic scenery, it is a very attractive place to buy.

Mortgage 101 can help you find the best mortgage, whether it is a first mortgage, second mortgage or even a refinance loan.

Fixed Rate Mortgages in Wyoming

This is your parent's mortgage loan. The mortgage interest rate will remain the same on these mortgages throughout the term of the mortgage for the original borrower.

The 5/5 & 5/1 Adjustable Rate Mortgage

This mortgage type offers a stable payment and interest rate for the first five years. In the sixth year the interest rates, and therefore the payments, are adjusted every five years for the 5/5 arm and every year for the 5/1 arm.
Fixed Rate Mortgage

Mortgage Refinancing


In some instances, refinancing your current mortgage loan can help you lower your mortgage payment. Borrowers can borrow against the equity built up in their home at a lower cost than they can from other sources. Like most mortgage interest, another benefit to mortgage refinancing is that if you pay off credit cards, the interest you pay will now be tax deductible.

Other Mortgage Terms

Origination Fee - The fee charged by a lender to prepare loan documents make credit checks inspect and sometimes appraise a property; usually computed as a percentage of the face value of the loan.

Mortgage Insurance - Money paid to insure the mortgage when the down payment is less than 20 percent.

Annual Percentage Rate (APR) - The measurement of the full cost of a loan including interest and loan fees expressed as a yearly percentage rate. Because all lenders apply the same rules in calculating the annual percentage rate it provides consumers with a good basis for comparing the cost of different loans.