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Asset – Any item of value owned by a person. This might include cash, real estate properties, businesses, stocks, bonds, or other property.

Gross Income – The total income of a household before expenses or taxes are deducted.

Liabilities – The obligation to pay money to another person for a good or service.

Line of Credit – The maximum amount of money available for a borrower to borrow from a bank with specified conditions.

Net Worth – The total value of one's assets minus his or her liabilities.

Prime Rate – The rate at which banks lend to their most credit-worthy borrowers.