3 Tips to Boost Your Credit Score

Mortgage Newsletter
Privacy Policy

Check Local Mortgage Rates

Today's Average 0.00%



Loan Program Choices

Use our calculator to find out your estimated monthly payment in advance: Enter the loan amount, interest rate, and length of mortgage.
Try our Mortgage Payment Calculator


If you want to boost your credit score, there are a few things you can do that will have an immediate impact. Your future credit terms can be more favorable if you increase your score by even a marginal amount.

Tip #1: Pay On Time

It is imperative that you make all of your debt payments on time if you want to boost your credit score. Late payments will cause a big drop in your score, and can have a long-lasting effect even after you start to repay on time.

Tip #2: Payoff Credit Cards

Paying off your existing credit cards will boost your credit score. You can also increase your score if you do not max out your credit cards, since you will have a large unused portion of the total credit that is available to you.

Tip #3: Increase Credit Card Limits

Request a credit increase on your existing credit cards instead of applying for several new ones. Any lenders you use will see you have cards that are older, and have a long repayment history. This is more helpful to your credit score than having several new credit cards with not much repayment history.