Explore the Mortgage101 Library
Check Local Mortgage Rates
Loan Program Choices
Use our calculator to find out your estimated monthly payment in advance: Enter the loan amount, interest rate, and length of mortgage.
Try our Mortgage Payment Calculator
There are many ways to apply for FHA loan benefits. If applicants have met all the requirements for the Federal Housing Administration's loan application, they will not be facing much trouble when applying. With the advancement in technology, applicants can even apply for FHA home loans in the comfort of their homes. However, when you are encountering any difficulties, the best way to overcome such problems is to contact your lender or call the FHA directly and ask for their kind assistance.
1. Applying Online
Applicants can easily access the FHA loan application through the Internet. Some companies will provide a link to download the FHA loan forms directly, and some will even provide a loan application that is available directly from their website or company system.
2. Over the Telephone
Applicants can dial the number of any of their known lenders and simply ask to apply for an FHA loan over the phone.
3. By Fax
Those who have a fax machine at home can also apply for an FHA loan. All they are required to do is to fax the form they have downloaded from the Internet to their lender’s fax machine.
4. One-on-One Meeting
Despite all the comfort at home while applying for FHA loans, applicants might come across some difficulties in applying, whether because they may not understand certain terms or they are not unclear about the conditions. Set up a date with your lender to meet face to face. Lenders are usually very helpful, as they are more than willing to maintain a healthy and honest relationship with their customers.
- 3 Warning Signs of Loan Modification Scams
- What To Do When Mortgages Default
- Should You Refinance? Make Sure the Timing is Right
- FHA Loans for a First-Time Home Buyer
- Alternatives to Getting a 2nd Mortgage
- FHA Eligibility with Bankruptcy and Foreclosure
- Home Equity Loans for People with Bad Credit
- Appraisal Basics
- How to Get Approved for an FHA Loan despite Bad Credit